STERLING RANCH · LITTLETON, CO 80125

Sterling Ranch Taxes, Metro District & HOA — Explained

The cost most buyers miss in Colorado new builds is the metro district. Here are the real numbers for Sterling Ranch.

Independent buyer guide by Simon & Ewelina Team | Your Castle Realty · Facts checked Oct 21, 2026

Metro district

Sterling Ranch is served by the Sterling Ranch Colorado Metropolitan Districts, working through the Sterling Ranch Community Authority Board (CAB). The CAB runs parks, amenities, events, design review and water/sewer billing.

DistrictTotal mills (2025 levy)
Metro Districts 1, 2, 3, 5, 695.522
MD 4 subdistricts90.030
MD 7 subdistricts10.264 – 37.592

Source: Douglas County 2025 Certification of Levies (taxes paid in 2026). Your lot's district depends on the parcel.

Example: $700,000 home

$700,000 × 6.25% assessment = $43,750 assessed value × 95.522 mills = ≈ $4,179 per year metro tax (≈ $348/mo).

Builders estimate total property tax ≈ 1.15%–1.28% of price (≈ $8,000–$9,000/yr on $700K), metro district included.

HOA

No master HOA. Neighborhood dues where builders list them: Lennar Parkside ~$85, Lennar Skyline ~$164, Tri Pointe Prelude $155, Taylor Morrison $42 per month.

Water & sewer

Dominion Water & Sanitation District, billed through the CAB. Indoor and outdoor water are metered separately.

Energy & trash

Xcel Energy (electric & gas), Waste Connections (trash).

Internet

Quantum Fiber, 1-gig fiber to every home.

Your true monthly cost

Estimated true monthly cost (year 1)
$0
Principal & interest (year 1)
Principal & interest (after buydown)
Property taxes (incl. metro district)
…of that, metro district (est.)
HOA + fees
Insurance
Loan amount

Default tax rate 1.2% is in the range builders quote for Sterling Ranch (≈1.15–1.28%). Metro district estimate uses 95.522 mills × 6.25% assessment (most Sterling Ranch districts, 2025 levy) and is already part of the total tax. Many Sterling Ranch homes have no HOA — set it to $0 if so. Estimates only — not a loan offer. Mortgage insurance not included. Ask a lender for exact numbers.

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Common questions

Is there a metro district tax in Sterling Ranch?

Yes. Most Sterling Ranch areas are in Sterling Ranch Colorado Metropolitan Districts that levy 95.522 mills (2025 levy, paid in 2026); some subdistricts are lower. On a $700,000 home that is roughly $4,200 a year, included in your property tax bill. Which district your lot is in depends on the parcel — we check it for you before you sign.

Is there an HOA in Sterling Ranch?

There is no master HOA. Amenities are run by the Sterling Ranch Community Authority Board and paid through the metro district. Some builder neighborhoods add their own dues — for example about $85/mo at Lennar Parkside, $155 at Tri Pointe Prelude and $42 at Taylor Morrison (checked Oct 21, 2026).

What is the total property tax on a new home in Sterling Ranch?

Builders estimate about 1.15%–1.28% of the price per year, including the metro district. On $700,000 that is roughly $8,000–$9,000 a year. Use our cost calculator, and we confirm the exact figure with the county before you buy.

Who provides water and utilities?

Water and sewer: Dominion Water & Sanitation District (billed through the Community Authority Board). Electric and gas: Xcel Energy. Trash: Waste Connections. Internet: Quantum Fiber.

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